The Convenience Factor - Credit Card on File
We have learned that processing payment transactions is significantly faster for those of our clients who have set up a credit card on file. The speed of the swiping component slows the process down just a little.
We have also learned that the credit card swiping component is not able to read the data stripe on some branded credit cards, for example REI or Nordstroms branded cards, although we are able to manually enter the card number.
For our clients using those cards, setting up the credit card on file is a perfect solution. (Don't worry - the Gingr people have made sure those card numbers are thoroughly encrypted!)
A little less convenient, but a little more secure:
One more thing we've learned just recently is that it matters which of the Scampers shops is identified as your "home location", as the credit card on file DOES NOT carry over. This is a feature, not a bug, as the credit card information would not be secure if it transported from your home location.